THE last time I found myself in a flashflood in Penang, my Jimmy Choos and I were fortunate to be in a giant SUV, safe from the dirty water and unglamorous outcomes.

Singapore is the last place on earth I'd imagine would have flooding problems.

But the floods came, the floods conquered and the floods left many dripping wet and mighty cheesed off.

With the unpredictable weather these days - one day it's hot and humid, the next it's torrential downpours - there's no telling if you and your designer heels will be caught at the wrong place at the wrong time.

Still, it'd be silly to hole up indoors all day in case of rain or dress yourself head to toe in drab rainy-day wear when you step out of the house into the drizzle. The Paddington Bear style - duffel coat, floppy rain hat and Wellington boots - is not the only way to cover up.

The unadventurous will never go wrong with a waterproof hoodie from one of the sports brands. Throw it on with a sequinned tank top, paired with a denim skirt or shorts and if, you have the legs for it, knee-high boots.

But for those who like a little edge in their style, here's a thought: Head out in your swimwear.

Not that I'm asking you to run down Orchard Road in your little bikini a la Fiona Xie. Rather, mix and match your bikinis with everyday fashion that'll take you from indoors to outdoors.

And when you find yourself waist-deep in floodwaters in Orchard Road, just ditch the outerwear and have a swimmingly good time.

Survive crazy weather with waterproof make-up

With the crazy weather these days, there's a high chance that you might just get caught in a downpour.